为明天和将来存钱.

证书

保存更聪明. 挣更多的钱. 更高的回报,利率高达4.年* 90%.

很像银行存单, certificates let you store your money for a fixed amount of time, earning you higher returns than a typical checking or savings account.

 

18个月白金唱片

18个月白金

不要太长,也不要太短——刚刚好.

快点! This industry leading rate is only available for a limited time!1

一年半可以发生很多事. A new family member, a new home or planning for your dream vacation. Our 18-month certificate offers short-term flexibility and long-term stability to help you save for these important milestones. 速率高达4.80%的年*, you’ll be prepared for every new step of life’s journey.

  • 最低500美元
  • 提供自动续订选项
  • 固定收益率
开账户
日历图标 税率生效日期:2024年3月29日
术语 年收益率 铂APY * 赚取股息的最低限额 最低期初余额
术语 18个月 年收益率 4.70% 铂APY * 4.80% 赚取股息的最低限额 $500.00 最低期初余额 $500.00

沙巴体育APP下载要用证书保存?

What makes one of ACFCU’s certificate accounts a great choice for smart savers? While each is designed for specific needs, they all offer great benefits.

大费率标志

伟大的利率

You’ll earn more on your money than in a typical savings account

安全标志 & 安全

安全 & 安全

你的钱是由NCUA保险的

易于管理的标志

易于管理

With automatic renewal options at maturity, your savings continue working for you

6至60个月期限

6至60个月的期限选项

最低开业费用为500美元

Save for a down payment on a home, your upcoming retirement, or that next vacation. 分享 证书 (and IRA 证书 for members with retirement accounts) are low-risk, 高收益, 和term-friendly.

  • 最低500美元
  • 6个月,12个月,15个月,18个月,24个月,36个月,48个月和60个月
  • 提供自动续订选项
  • 固定收益率
开账户
日历图标 税率生效:2024年5月1日
术语 年收益率 铂APY * 赚取股息的最低限额 最低期初余额
术语 6个月 年收益率 4.55% 铂APY * 4.65% 赚取股息的最低限额 $500.00 最低期初余额 $500.00
术语 12个月 年收益率 4.80% 铂APY * 4.90% 赚取股息的最低限额 $500.00 最低期初余额 $500.00
术语 15个月 年收益率 4.65% 铂APY * 4.75% 赚取股息的最低限额 $500.00 最低期初余额 $500.00
术语 15个月 (没有罚款!)2 年收益率 4.55% 铂APY * 4.65% 赚取股息的最低限额 $500.00 最低期初余额 $500.00
术语 18个月 年收益率 4.70% 铂APY * 4.80% 赚取股息的最低限额 $500.00 最低期初余额 $500.00
术语 24个月 年收益率 4.40% 铂APY * 4.50% 赚取股息的最低限额 $500.00 最低期初余额 $500.00
术语 36个月 年收益率 3.85% 铂APY * 3.95% 赚取股息的最低限额 $500.00 最低期初余额 $500.00
术语 48个月 年收益率 3.90% 铂APY * 4.00% 赚取股息的最低限额 $500.00 最低期初余额 $500.00
术语 60个月 年收益率 3.90% 铂APY * 4.00% 赚取股息的最低限额 $500.00 最低期初余额 $500.00
12个月固定期限股票建设者证书

12个月固定期限股票建设者证书

最低25美元

Kick-start your nest egg with a low-minimum 分享 建造者证书—and add to it. Early withdrawal fees help hold you accountable for your future and avoid life’s little temptations.

  • 最低25美元
  • 固定期限12个月
  • 在学期中随时加钱
  • Easily set up recurring transfers from your checking account
  • 用…赚更多 白金级别的关系奖励
开账户
日历图标 税率生效日期:2024年3月29日
术语 年收益率 赚取股息的最低限额 最低期初余额
术语 12个月 年收益率 4.80% 赚取股息的最低限额 $25.00 最低期初余额 $25.00
6至24个月期限大额股票证书

6至24个月期限的大额股票证书

最低开业费用为10万美元

A bigger deposit means bigger dividends—it’s that simple. Our Jumbo 分享 证书 offer a boosted yield that can help pad everything you’ve already saved up.

  • 最低10万美元
  • 6个月、12个月和24个月的期限
开账户
日历图标 税率生效:2024年5月1日
术语 年收益率 铂APY * 赚取股息的最低限额 最低期初余额
术语 6个月 年收益率 4.55% 铂APY * 4.65% 赚取股息的最低限额 $100,000.00 最低期初余额 $100,000.00
术语 12个月 年收益率 4.80% 铂APY * 4.90% 赚取股息的最低限额 $100,000.00 最低期初余额 $100,000.00
术语 24个月 年收益率 4.40% 铂APY * 4.50% 赚取股息的最低限额 $100,000.00 最低期初余额 $100,000.00

常见问题

  • 什么是证书??

    A certificate account is similar to a certificate of deposit (CD). It’s a specialized savings option where you invest your money for a set period of time, earning higher dividends than a regular savings account during that time. It’s a fixed term, fixed rate, and fixed principal account.

  • How is a share certificate different from a regular savings account?

    不像普通的储蓄账户, a share certificate has a fixed term and offers a higher interest rate. It requires a commitment to keep the funds deposited for the agreed-upon period.

  • 我怎样开一个证书?

    You can open a certificate by phone, computer, or by visiting one of our branch locations.

    通过电话:

    • 打703给我们打电话.526.0200
    • 登录手机应用程序

     

    计算机:

    • If you’re already a member, click “Log In” at the top of the page and complete the application
    • If you’re not already a member, click “开账户” and complete the application

     

    分支机构:

    • Columbia Pike Branch: 5666 Columbia Pike, Falls Church, VA 22041
    • Glebe Road Branch: 2130 North Glebe Road, Arlington, VA 22207
  • What is the minimum amount required to open a share certificate?

    The minimum amount required to open a share certificate is different for each of our products. Some certificates, like the 分享 建造者证书, only require $25 to open. Our 6-to-60-month standard 分享 证书 require $500 to open. 我们的大额贷款证书需要10万美元才能开立.

  • 股票有保险吗??

    是的, funds deposited in share certificates are typically insured up to at least $250,由国家信用合作社管理局(NCUA)提供。, 为您的投资提供一定程度的安全性.

  • 股票股利多久支付一次?

    股息按日累积,按月发放.

  • Can I add more money to a share certificate during the term?

    Arlington 沙巴体育APP下载 Federal Credit Union allows deposits or withdrawals only at the time of maturity.

  • 长期股票有什么好处?

    Longer-term share certificates often offer higher interest rates, providing the potential for increased earnings over the investment period. Sometimes we offer higher rates on shorter-term certificates, so be sure to compare our rates!

  • 我可以持有一张以上的股票吗?

    是的, you can have more than one share certificate at a time. A strategic approach involving multiple certificates with varying terms is known as laddering. Laddering is a financial strategy that involves spreading your funds across multiple certificates with staggered maturity dates. Instead of investing all your money in a single certificate with a fixed term, laddering allows you to have certificates with different maturity dates.

沙巴体育APP下载选择阿灵顿

作为一家提供全方位服务的信用合作社, we’re a cooperative of members like you who know that by coming together, 我们都能在理财之旅中受益.

金融权力

We’re here to help our members—and neighbors—meet their financial goals and live their best lives.

有益的经验

We think there’s nothing more rewarding than serving our members—and believe one good turn deserves another.

最大的完整性

We not only meet your financial needs, we commit to being a good neighbor and serving with integrity.

小字

*APY =年收益率百分比.

All 证书: A penalty for early withdrawal may be imposed. 费用可能会减少收入. 税率自2024年3月29日起生效. 房价如有变动,恕不另行通知. 适用会员资格要求. 由NCUA联邦保险.

分享 & 个人退休账户:最低股息:500美元.

巨型证书s: Minimum to earn dividends: $100,000.

白金证书:apy是 .高10%. Platinum rewards start for members maintaining total combined monthly household average balances of $50,000+.

分享 建造者证书: Deposits can be added at any time during the certificate program.

1基于Bankrate的“2024年3月最佳大额存单利率.5个月期限产品 [bankrate.com/banking/cds/cd-rates],截至2024年3月26日准确.

2没有资格申请IRA证书.